XYF Dividend Calculator

X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF) currently yields 11.29% and paid $0.56 per share in dividends over the last 12 months, distributed semi-annually. Data updated 2026-07-07.

Last Close

$4.96

Dividend Yield

11.29%

12-Mo Dividend / Share

$0.56

5-Yr Div Growth / Yr

+33.3%

Raise Streak

2 yrs

Next Ex-Date

TBD

Project Future Income from XYF

$
$

Portfolio Value

$915,194

Year 10

Monthly Dividends

$14,140

Year 10

Total Invested

$70,000

Year 10

Portfolio Value & Annual Dividends — XYF

Projected Income from XYF

Year 1
Invested$16,000
Annual Div.$1,806
Monthly$151
Shares3590.0
Value$17,806
Year 2
Invested$22,000
Annual Div.$3,412
Monthly$284
Shares5128.9
Value$31,369
Year 3
Invested$28,000
Annual Div.$5,895
Monthly$491
Shares6706.1
Value$50,577
Year 4
Invested$34,000
Annual Div.$9,751
Monthly$813
Shares8399.8
Value$78,117
Year 5
Invested$40,000
Annual Div.$15,777
Monthly$1,315
Shares10298.8
Value$118,103
Year 6
Invested$46,000
Annual Div.$25,273
Monthly$2,106
Shares12510.3
Value$176,906
Year 7
Invested$52,000
Annual Div.$40,385
Monthly$3,365
Shares15170.5
Value$264,528
Year 8
Invested$58,000
Annual Div.$64,702
Monthly$5,392
Shares18458.7
Value$396,890
Year 9
Invested$64,000
Annual Div.$104,309
Monthly$8,692
Shares22619.2
Value$599,715
Year 10
Invested$70,000
Annual Div.$169,686
Monthly$14,140
Shares27992.8
Value$915,194

XYF Dividend Per Share by Year

XYF Dividend Payment History

Updated 2026-07-07

Ex-Dividend DatePay DateAmount / Share
2026-04-302026-05-20$0.28
2025-09-262025-10-15$0.28
2025-06-202025-07-02$0.25
2024-09-042024-09-27$0.17
2024-05-092024-05-31$0.17
2023-09-182023-10-18$0.17

XYF Dividend FAQ

How much does XYF pay in dividends per share?

X Financial American Depositary Shares, each representing six Class A Ordinary Shares paid $0.56 per share over the trailing 12 months on a semi-annually schedule. Dividend amounts can change with each declaration — the full payment history is listed below.

How often does XYF pay dividends?

XYF pays dividends semi-annually. Every historical ex-dividend date and amount is in the table below.

What is XYF's dividend yield?

At the last close of $4.96, XYF yields approximately 11.29% (trailing 12-month dividends divided by price). Yield moves inversely with price.

What is XYF's dividend growth rate?

XYF does not yet have 5 years of dividend history for a long-run growth rate. Over the last year, its payout changed +33.3%.

How much XYF do I need for $100 a month in dividends?

At the trailing payout of $0.56 per share per year, roughly 2,143 shares — about $10,629.28 at the current price. Use the calculator above to model your own target.

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Important: Data from Polygon.io, refreshed daily (2026-07-07). Prices are last close, not live quotes. Not financial advice — past dividends do not guarantee future payments. How we compute these numbers · Full disclaimer
Not financial advice. All calculators are for informational and educational purposes only. Past performance does not guarantee future results. Consult a licensed financial advisor before making investment decisions.